Consider your long-term needs and circumstances

Current rules under the National Consumer Credit Protection Act require lenders to make inquiries about your situation, and your objectives. You’ll want to be aware of your future goals, and have them noted down. Consider any life changes that may occur or personal plans, such as to take holidays, start a family or change careers.

This is also a good time to have a look at your budget and job security.

This article is from Property Observer's free ebook Mastering the Art of Refinancing: 12 tips for success and key things to consider.

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